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  This low-cost checking account is ideal for businesses that have limited transaction needs and wish to maintain no daily minimum balance
 
Features & Benefits
  No charge for first 30 debits each month and no minimum balance requirement
Unlimited check writing, deposit and withdrawal privileges
Free online banking with Bill Pay
The product will generate Electronic Statements as default. Paper Statement Option is available for fee of $5.00
Free 24-hour access to telephone banking
Easy access to information on account balances via free mobile banking service
Free Visa Check Card*
  - $500.00 ATM withdrawal limit per day
  - $1,000.00 Point-of-Sale (POS) limit per day
Access to 16,500+ surcharge free ATMs through Intercept and Moneypass network
 
Balance Require to Open
  $100.00 minimum opening deposit
   
Balance Requirement to Waive Service Charges
  There is no minimum balance requirement
   
Service Charges
  $1.00 for each electronic, check and similar debit activity in excess of 30 per month
Smart Choice Modern Checking will be automatically converted to Regular Business Checking account when there is no activity for twelve (12) consecutive months.
   
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