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  This cost-effective checking account is ideal for businesses that maintain low monthly account balance with high volume of account activity
 
Features & Benefits
  Unlimited check writing, deposit and withdrawal privileges
Free online banking with Bill Pay
The product will generate Electronic Statements as default. Paper Statement Option is available for fee of $5.00
Free 24-hour access to telephone banking
Easy access to information on account balances via free mobile banking service
Free Visa Check Card*
  - $500.00 ATM withdrawal limit per day
  - $1,000.00 Point-of-Sale (POS) limit per day
Access to 16,500+ surcharge free ATMs through Intercept and Moneypass network
 
Balance Require to Open
  $100.00 minimum opening deposit
   
Minimum Balance to Waive Service Charges
  No monthly service charge will be imposed if daily balance of $500.00 is maintained
   
Service Charges
  $15.00 monthly service charge
   
  *Smart Choice Fine checking will be automatically converted to regular checking account when there is no activity for 12 consecutive months.
   
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